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ZIP code 16664 is located in Bedford County, Pennsylvania, centered near Bedford, with a total population of 2,205 and a median age of 33.7. This is a rural community where 14.6% of residents are 65 or older (approximately 322 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 93.6% White, 4.8% Black/African American. Approximately 14.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $75,905, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 13.6%. The unemployment rate is 1.5%. The median home value is $170,500 and median monthly rent is $838. Medicare beneficiaries in Bedford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.