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ZIP code 16655 is located in Bedford County, Pennsylvania, centered near Bedford, with a total population of 1,328 and a median age of 47.7. This is a suburban community where 22.4% of residents are 65 or older (approximately 298 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.3% White. Approximately 9.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $67,411, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.4%. The unemployment rate is 6.5%. The median home value is $161,200 and median monthly rent is $741. Medicare beneficiaries in Bedford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.