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Pennsylvania
16651

Medicare in ZIP Code 

16651

 — 

County: 
Rural

5777

Population

40.8305

Latitude

-78.3618

Longitude

Demographic Data

ZIP code 16651 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 5,777 and a median age of 42.6. This is a rural community where 12.6% of residents are 65 or older (approximately 730 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 73.3% White, 16.7% Black/African American, 7.3% Hispanic/Latino. Approximately 8.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $64,965, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.4%. The unemployment rate is 5.2%. The median home value is $99,400 and median monthly rent is $651. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

16651

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Cities Near 

16651

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Frequently Asked Medicare Questions

What red flags should I watch for when someone is selling Medicare plans?

Can I stay on my spouse's employer plan instead of taking Medicare?

What is the Part D late enrollment penalty and how is it calculated?

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Facility data sourced from CMS medicare.gov.
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‍CMS TPMO Compliance Disclaimer: We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Data & Methodology for Research Articles: All provider, facility, quality star ratings, and enrollment data is sourced from primary CMS records (cms.gov), including the December 2025 CPSC Enrollment files and the January 2026 Provider Data Catalog. Calculations for patient-to-provider ratios are performed using indexed clinician and facility data for the state of Utah. Everything on restingsycamore.com is for educational purposes and does not constitute an endorsement of any specific plan or provider.

Non-CMS Data Sources: Some Utah specific data was obtained from https://opendata.utah.gov

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