Medicare in ZIP Code 

16645

 — 

County: 
Rural

212

Population

40.7984

Latitude

-78.4999

Longitude

Demographic Data

ZIP code 16645 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 212 and a median age of 51.5. This is a rural community where 24.1% of residents are 65 or older (approximately 51 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 100.0% White, 1.4% Hispanic/Latino. Approximately 8.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $67,813, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.6%. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Hospitals Near 

16645

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Cities Near 

16645

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Frequently Asked Medicare Questions