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ZIP code 16504 is located in Erie County, Pennsylvania, centered near Erie, with a total population of 15,632 and a median age of 37.3. This is a urban community where 19.2% of residents are 65 or older (approximately 2,994 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 73.6% White, 9.8% Black/African American, 6.4% Hispanic/Latino, 2.6% Asian. Approximately 24.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $51,988, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 14.8%. The unemployment rate of 7.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $109,600 and median monthly rent is $966. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.