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ZIP code 16440 is located in Crawford County, Pennsylvania, centered near Cambridge Springs, with a total population of 741 and a median age of 48.6. This is a suburban community with a notably high senior population — 26.5% of residents are 65 or older (approximately 196 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 88.4% White, 1.5% Black/African American. About 30.3% of adults hold a bachelor's degree or higher.
The median household income is $71,250, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.0%. The unemployment rate is 6.1%. The median home value is $159,200 and median monthly rent is $593. Medicare beneficiaries in Crawford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.