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ZIP code 16421 is located in Erie County, Pennsylvania, centered near Union City, with a total population of 2,251 and a median age of 48.8. This is a suburban community with a notably high senior population — 27.2% of residents are 65 or older (approximately 612 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 95.4% White. About 27.6% of adults hold a bachelor's degree or higher.
The median household income is $68,088, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.2%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 1.7%. The median home value is $191,700 and median monthly rent is $809. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.