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ZIP code 16417 is located in Erie County, Pennsylvania, centered near Girard, with a total population of 8,400 and a median age of 46.9. This is a suburban community where 18.5% of residents are 65 or older (approximately 1,553 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.9% White, 1.7% Hispanic/Latino. About 30.2% of adults hold a bachelor's degree or higher.
The median household income is $80,410, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.5%. The unemployment rate is 5.0%. The median home value is $179,900 and median monthly rent is $666. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.