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ZIP code 16415 is located in Erie County, Pennsylvania, centered near Union City, with a total population of 10,251 and a median age of 43.2. This is a urban community where 20.7% of residents are 65 or older (approximately 2,118 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.8% White, 1.4% Hispanic/Latino, 2.8% Asian. The community is highly educated, with 46.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $105,604, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.6%. The unemployment rate is 5.1%. The median home value is $286,300 and median monthly rent is $1,229. Medicare beneficiaries in Erie County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.