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ZIP code 16401 is located in Crawford County, Pennsylvania, centered near Cambridge Springs, with a total population of 3,842 and a median age of 48.0. This is a suburban community where 20.7% of residents are 65 or older (approximately 797 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.4% White. Approximately 17.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $67,976, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.9%. The unemployment rate is 6.8%. The median home value is $152,100 and median monthly rent is $636. Medicare beneficiaries in Crawford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.