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ZIP code 16364 is located in Clarion County, Pennsylvania, centered near Clarion, with a total population of 1,278 and a median age of 52.7. This is a rural community with a notably high senior population — 27.7% of residents are 65 or older (approximately 354 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 98.0% White. Approximately 16.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $76,953, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.7%. The unemployment rate is 1.2%. The median home value is $165,100 and median monthly rent is $956. Medicare beneficiaries in Clarion County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.