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ZIP code 16342 is located in Mercer County, Pennsylvania, centered near New Wilmington, with a total population of 2,185 and a median age of 54.8. This is a rural community with a notably high senior population — 30.3% of residents are 65 or older (approximately 662 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.1% White, 1.0% Black/African American, 1.2% Hispanic/Latino. Approximately 20.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $62,227, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 16.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.3%. The median home value is $113,700 and median monthly rent is $721. Medicare beneficiaries in Mercer County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.