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ZIP code 16317 is located in Crawford County, Pennsylvania, centered near Cambridge Springs, with a total population of 1,335 and a median age of 49.6. This is a rural community with a notably high senior population — 27.3% of residents are 65 or older (approximately 365 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.4% White. Approximately 12.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $55,956, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.6%. The unemployment rate of 15.7% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $117,200 and median monthly rent is $1,000. Medicare beneficiaries in Crawford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.