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ZIP code 16240 is located in Armstrong County, Pennsylvania, centered near Ford City, with a total population of 1,436 and a median age of 45.3. This is a rural community where 19.4% of residents are 65 or older (approximately 279 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.3% White. Approximately 12.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $59,722, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.0%. The unemployment rate is 0.9%. The median home value is $151,100 and median monthly rent is $682. Medicare beneficiaries in Armstrong County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.