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ZIP code 16222 is located in Armstrong County, Pennsylvania, centered near Ford City, with a total population of 3,139 and a median age of 34.0. This is a rural community where 13.7% of residents are 65 or older (approximately 430 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 98.9% White. Approximately 13.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $61,313, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.5%. The unemployment rate of 8.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $136,900 and median monthly rent is $596. Medicare beneficiaries in Armstrong County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.