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ZIP code 16131 is located in Crawford County, Pennsylvania, centered near Cambridge Springs, with a total population of 784 and a median age of 48.4. This is a suburban community where 23.2% of residents are 65 or older (approximately 182 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 98.6% White, 3.8% Hispanic/Latino. Approximately 14.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $62,989, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 15.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.3%. The median home value is $159,600 and median monthly rent is $893. Medicare beneficiaries in Crawford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.