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ZIP code 16123 is located in Beaver County, Pennsylvania, centered near Conway, with a total population of 2,601 and a median age of 52.0. This is a suburban community where 16.0% of residents are 65 or older (approximately 415 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 97.6% White. About 29.5% of adults hold a bachelor's degree or higher.
The median household income is $104,750, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.3%. The unemployment rate of 7.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $236,600 and median monthly rent is $1,044. Medicare beneficiaries in Beaver County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.