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ZIP code 16028 is located in Armstrong County, Pennsylvania, centered near Ford City, with a total population of 2,053 and a median age of 43.5. This is a rural community where 21.6% of residents are 65 or older (approximately 443 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.2% White. Approximately 21.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $61,250, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.9%. The unemployment rate is 2.7%. The median home value is $156,800 and median monthly rent is $725. Medicare beneficiaries in Armstrong County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.