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ZIP code 15963 is located in Cambria County, Pennsylvania, centered near Windber, with a total population of 10,383 and a median age of 45.4. This is a suburban community where 23.1% of residents are 65 or older (approximately 2,399 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 97.6% White, 3.1% Hispanic/Latino. Approximately 20.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $59,256, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.5%. The unemployment rate is 5.5%. The median home value is $120,000 and median monthly rent is $752. Medicare beneficiaries in Cambria County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.