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ZIP code 15946 is located in Bedford County, Pennsylvania, centered near Portage, with a total population of 6,630 and a median age of 49.8. This is a rural community with a notably high senior population — 27.9% of residents are 65 or older (approximately 1,847 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.1% White. Approximately 21.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $56,602, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 11.7%. The unemployment rate is 2.3%. The median home value is $116,100 and median monthly rent is $635. Medicare beneficiaries in Bedford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.