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ZIP code 15931 is located in Cambria County, Pennsylvania, centered near Ebensburg, with a total population of 8,852 and a median age of 51.3. This is a rural community with a notably high senior population — 32.5% of residents are 65 or older (approximately 2,874 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 96.5% White, 1.7% Black/African American. About 28.6% of adults hold a bachelor's degree or higher.
The median household income is $62,772, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.0%. The unemployment rate is 4.7%. The median home value is $176,400 and median monthly rent is $857. Medicare beneficiaries in Cambria County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.