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ZIP code 15846 is located in Elk County, Pennsylvania, centered near Johnsonburg, with a total population of 3,361 and a median age of 47.1. This is a rural community where 20.1% of residents are 65 or older (approximately 677 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 97.1% White, 1.2% Asian. Approximately 21.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $77,917, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.2%. The unemployment rate is 2.8%. The median home value is $160,400 and median monthly rent is $659. Medicare beneficiaries in Elk County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.