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ZIP code 15732 is located in Armstrong County, Pennsylvania, centered near Ford City, with a total population of 1,637 and a median age of 46.6. This is a suburban community where 19.2% of residents are 65 or older (approximately 314 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 98.8% White. Approximately 11.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $56,146, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 11.5%. The unemployment rate of 7.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $162,500 and median monthly rent is $768. Medicare beneficiaries in Armstrong County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.