Medicare in ZIP Code
15642
—
Irwin
46727
Population
40.3191
Latitude
-79.7205
Longitude
Demographic Data
ZIP code 15642 is located in Allegheny County, Pennsylvania, centered near Irwin, with a total population of 46,727 and a median age of 44.9. This is a urban community where 20.7% of residents are 65 or older (approximately 9,666 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.8% White, 1.7% Hispanic/Latino. The community is highly educated, with 41.1% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $92,975, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.1%. The unemployment rate is 4.2%. The median home value is $236,000 and median monthly rent is $960. Medicare beneficiaries in Allegheny County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.