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ZIP code 15474 is located in Fayette County, Pennsylvania, centered near Masontown, with a total population of 2,399 and a median age of 35.7. This is a suburban community where 16.0% of residents are 65 or older (approximately 383 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 92.8% White, 1.0% Black/African American, 11.7% Hispanic/Latino. Approximately 15.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $50,769, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.5%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.5%. The median home value is $115,400 and median monthly rent is $885. Medicare beneficiaries in Fayette County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.