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ZIP code 15416 is located in Fayette County, Pennsylvania, centered near Masontown, with a total population of 545 and a median age of 37.6. This is a suburban community where 16.9% of residents are 65 or older (approximately 92 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 85.0% White, 15.0% Asian. About 32.5% of adults hold a bachelor's degree or higher.
The median household income is $86,250, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The unemployment rate of 11.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $297,200. Medicare beneficiaries in Fayette County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.