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ZIP code 15012 is located in Fayette County, Pennsylvania, centered near Masontown, with a total population of 15,294 and a median age of 47.4. This is a suburban community where 24.8% of residents are 65 or older (approximately 3,788 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.1% White, 3.6% Black/African American, 1.9% Hispanic/Latino, 1.1% Asian. About 27.8% of adults hold a bachelor's degree or higher.
The median household income is $61,903, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 15.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 4.1%. The median home value is $187,500 and median monthly rent is $814. Medicare beneficiaries in Fayette County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.