A Medicare Advantage PPO lets you see any Medicare-approved doctor or specialist without a referral. You save money by staying in the plan's preferred network, but you still have coverage if you go out of network. PPOs are popular with people who travel frequently or want to keep a specific doctor who may not be in an HMO network.
Peter Abilla is a licensed Utah Medicare agent. He can walk you through this plan's costs, coverage, and whether your doctors are in-network.