A Part D Prescription Drug Plan adds drug coverage to Original Medicare (Parts A and B). If you are staying with Original Medicare rather than switching to a Medicare Advantage plan, you need a standalone PDP to avoid the Part D late enrollment penalty. PDPs are sold by private insurers and vary in which drugs are covered and at what cost.
Peter Abilla is a licensed Utah Medicare agent. He can walk you through this plan's costs, coverage, and whether your doctors are in-network.