Medicare in ZIP Code
84045
—
Saratoga Springs
40053
Population
40.292383
Latitude
-111.928756
Longitude
Demographic Data
ZIP code 84045 encompasses a sizable suburban area in Saratoga Springs, Utah, with a total recorded population of 40,053 residents. The median age of 22.4 is strikingly low, making this one of the youngest ZIP codes in the state. This typically reflects a substantial student population, young families, or both, and points to a community still in the early stages of household formation. Young professionals and college students likely define much of the neighborhood's rhythm and character. Seniors aged 65 and older make up only about 5.1% of residents, a relatively small share that aligns with the area's overall youthfulness. The current senior population is limited, though it will grow as the large younger cohort ages in place. Males comprise 52.8% of the population and females 47.2%, a modest male majority. This slight imbalance may reflect occupational patterns, the presence of correctional or military facilities, or simply statistical variation within the normal range for residential ZIP codes. White non-Hispanic residents form the largest share of the population at 84.4%. Hispanic or Latino residents account for 10.1% of the total, a visible and meaningful presence in the community. Asian residents make up 1.3% of the population. Black or African American residents account for 0.2%. Minority populations are present but not dominant, giving the community a largely homogeneous demographic profile with modest diversity.
Economic Metrics
The median household income of 117,314 dollars indicates a high-income area by both state and national standards. Households here tend to have strong earning power, driven by professional employment, entrepreneurship, or dual high-wage earners. While this level of income affords significant financial flexibility, healthcare planning remains important, and Medicare-eligible residents in this bracket may look for premium plans with robust benefits and minimal out-of-pocket exposure. Looking at the income distribution more broadly, about 178 households fall below $10,000 in annual income, representing the most financially vulnerable residents in this community. In the upper-middle range, a solid 1,596 households earn between $100,000 and $125,000 per year, reflecting a healthy middle-income core. At the top of the scale, a meaningful 1,113 households earn over $200,000 annually, indicating a significant presence of high earners. The high-income profile of this ZIP code suggests a workforce anchored in professional services, technology, finance, healthcare leadership, or executive management. Utah's growing tech sector and favorable business environment have helped concentrate high-wage earners in communities with this kind of income profile.