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ZIP code 84040 encompasses a growing suburban community in Layton, Utah, with a total recorded population of 27,223 residents. The median age of 35.7 sits near the national average, suggesting a balanced age structure with a strong core of working-age adults. The community likely spans a full range of life stages, from young families with children to established middle-aged homeowners. Residents aged 65 and older account for roughly 13.4% of the population, a meaningful segment that reflects the area's aging trend. As this group grows, local demand for Medicare Advantage plans, supplemental coverage, and senior-focused services is expected to increase. The gender balance is essentially equal, with males at 50.3% and females at 49.7% of the total population. This near-parity reflects a typical residential community without significant gender skew from institutions, industries, or other structural factors. White non-Hispanic residents form the largest share of the population at 82.5%. Hispanic or Latino residents account for 10.5% of the total, a visible and meaningful presence in the community. Asian residents make up 1.8% of the population. Black or African American residents account for 1.0%. Minority populations are present but not dominant, giving the community a largely homogeneous demographic profile with modest diversity.
The median household income of 116,856 dollars indicates a high-income area by both state and national standards. Households here tend to have strong earning power, driven by professional employment, entrepreneurship, or dual high-wage earners. While this level of income affords significant financial flexibility, healthcare planning remains important, and Medicare-eligible residents in this bracket may look for premium plans with robust benefits and minimal out-of-pocket exposure. Looking at the income distribution more broadly, about 106 households fall below $10,000 in annual income, representing the most financially vulnerable residents in this community. In the upper-middle range, a solid 1,117 households earn between $100,000 and $125,000 per year, reflecting a healthy middle-income core. At the top of the scale, a meaningful 1,565 households earn over $200,000 annually, indicating a significant presence of high earners. The high-income profile of this ZIP code suggests a workforce anchored in professional services, technology, finance, healthcare leadership, or executive management. Utah's growing tech sector and favorable business environment have helped concentrate high-wage earners in communities with this kind of income profile.